BCI Leases

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L36

financeActive

1FTEX2LP3SKD70579 - Ford F-150 STX 4x4 SuperCab 6.5 ft. box 145 in. WB

Lease terms

Entity
Beckenhauer Construction Leasing, LLC (BL)
Lessor
Enterprise
Asset class
Vehicle
Asset category
Vehicle
Asset ID / serial
#N/A · 1FTEX2LP3SKD70579
Commencement
May 2, 2025
Lease end
Apr 2, 2029
Rent commencement
May 2, 2025
Payment timing
Arrears · monthly
Lease term
48 base periods

Measurement inputs

Discount rate
3.87% annual (0.323% monthly)
Rate basis
Imported from ROU-01 workbook (template cell J24).
Useful life
60 months
Fair value
$45,723.00
Initial direct costs
$0.00
Prepayment
$0.00
Lease incentive
$0.00
Undiscounted payments
$48,950.94

Classification — ASC 842-10-25-2

Recorded classification: finance (manual override Classification imported from the ROU-01 workbook.)

(a) Ownership transfers by end of term
Criterion not met (judgement).
(b) Purchase option reasonably certain
Criterion not met (judgement).
(c) Lease term is a major part of useful life
Lease term 48mo / useful life 60mo = 80% (guideline 75%).
(d) PV of payments is substantially all of fair value
PV 45421.36 / fair value 45723 = 99.3% (guideline 90%).
(e) Specialized asset with no alternative use
Criterion not met (judgement).

Lease status

Initial measurement — ASC 842-20-30

PV of lease payments
$45,421.36
+ Initial direct costs
$0.00
+ Prepayment
$0.00
+ Lease incentive
$0.00
= ROU asset
$45,421.36
Lease liability
$45,421.36

Initial journal entry

Posted May 2, 2025

AccountMemoDebitCredit
ROU Asset - Finance LeasesRecognize ROU asset at commencement$45,421.36
Finance Lease LiabilityRecognize lease liability$45,421.36
In balance$45,421.36$45,421.36

Amortization schedule

Finance lease: interest on the liability + straight-line amortization of the ROU asset.

#DatePaymentLiability beginInterestLiability endROU beginROU amort.ROU endTotal expenseNote
1May 2, 2025$2,911.15$45,421.36$146.48$42,656.69$45,421.36$946.28$44,475.08$1,092.76
2Jun 2, 2025$979.57$42,656.69$137.57$41,814.69$44,475.08$946.28$43,528.80$1,083.85
3Jul 2, 2025$979.57$41,814.69$134.85$40,969.97$43,528.80$946.28$42,582.52$1,081.13
4Aug 2, 2025$979.57$40,969.97$132.13$40,122.53$42,582.52$946.28$41,636.24$1,078.41
5Sep 2, 2025$979.57$40,122.53$129.40$39,272.36$41,636.24$946.28$40,689.96$1,075.68
6Oct 2, 2025$979.57$39,272.36$126.65$38,419.44$40,689.96$946.28$39,743.68$1,072.93
7Nov 2, 2025$979.57$38,419.44$123.90$37,563.77$39,743.68$946.28$38,797.40$1,070.18
8Dec 2, 2025$979.57$37,563.77$121.14$36,705.34$38,797.40$946.28$37,851.12$1,067.42
9Jan 2, 2026$979.57$36,705.34$118.37$35,844.14$37,851.12$946.28$36,904.84$1,064.65
10Feb 2, 2026$979.57$35,844.14$115.60$34,980.17$36,904.84$946.28$35,958.56$1,061.88
11Mar 2, 2026$979.57$34,980.17$112.81$34,113.41$35,958.56$946.28$35,012.28$1,059.09
12Apr 2, 2026$979.57$34,113.41$110.02$33,243.86$35,012.28$946.28$34,066.00$1,056.30
13May 2, 2026$979.57$33,243.86$107.21$32,371.50$34,066.00$946.28$33,119.72$1,053.49
14Jun 2, 2026$979.57$32,371.50$104.40$31,496.33$33,119.72$946.28$32,173.44$1,050.68
15Jul 2, 2026$979.57$31,496.33$101.58$30,618.34$32,173.44$946.28$31,227.16$1,047.86
16Aug 2, 2026$979.57$30,618.34$98.74$29,737.51$31,227.16$946.28$30,280.88$1,045.02
17Sep 2, 2026$979.57$29,737.51$95.90$28,853.84$30,280.88$946.28$29,334.60$1,042.18
18Oct 2, 2026$979.57$28,853.84$93.05$27,967.32$29,334.60$946.28$28,388.32$1,039.33
19Nov 2, 2026$979.57$27,967.32$90.19$27,077.94$28,388.32$946.28$27,442.04$1,036.47
20Dec 2, 2026$979.57$27,077.94$87.33$26,185.70$27,442.04$946.28$26,495.76$1,033.61
21Jan 2, 2027$979.57$26,185.70$84.45$25,290.58$26,495.76$946.28$25,549.48$1,030.73
22Feb 2, 2027$979.57$25,290.58$81.56$24,392.57$25,549.48$946.28$24,603.20$1,027.84
23Mar 2, 2027$979.57$24,392.57$78.67$23,491.67$24,603.20$946.28$23,656.92$1,024.95
24Apr 2, 2027$979.57$23,491.67$75.76$22,587.86$23,656.92$946.28$22,710.64$1,022.04
25May 2, 2027$979.57$22,587.86$72.85$21,681.14$22,710.64$946.28$21,764.36$1,019.13
26Jun 2, 2027$979.57$21,681.14$69.92$20,771.49$21,764.36$946.28$20,818.08$1,016.20
27Jul 2, 2027$979.57$20,771.49$66.99$19,858.91$20,818.08$946.28$19,871.80$1,013.27
28Aug 2, 2027$979.57$19,858.91$64.04$18,943.38$19,871.80$946.28$18,925.52$1,010.32
29Sep 2, 2027$979.57$18,943.38$61.09$18,024.90$18,925.52$946.28$17,979.24$1,007.37
30Oct 2, 2027$979.57$18,024.90$58.13$17,103.46$17,979.24$946.28$17,032.96$1,004.41
31Nov 2, 2027$979.57$17,103.46$55.16$16,179.05$17,032.96$946.28$16,086.68$1,001.44
32Dec 2, 2027$979.57$16,179.05$52.18$15,251.66$16,086.68$946.28$15,140.40$998.46
33Jan 2, 2028$979.57$15,251.66$49.19$14,321.28$15,140.40$946.28$14,194.12$995.47
34Feb 2, 2028$979.57$14,321.28$46.19$13,387.90$14,194.12$946.27$13,247.85$992.46
35Mar 2, 2028$979.57$13,387.90$43.18$12,451.51$13,247.85$946.28$12,301.57$989.46
36Apr 2, 2028$979.57$12,451.51$40.16$11,512.10$12,301.57$946.27$11,355.30$986.43
37May 2, 2028$979.57$11,512.10$37.13$10,569.66$11,355.30$946.28$10,409.02$983.41
38Jun 2, 2028$979.57$10,569.66$34.09$9,624.18$10,409.02$946.27$9,462.75$980.36
39Jul 2, 2028$979.57$9,624.18$31.04$8,675.65$9,462.75$946.28$8,516.47$977.32
40Aug 2, 2028$979.57$8,675.65$27.98$7,724.06$8,516.47$946.27$7,570.20$974.25
41Sep 2, 2028$979.57$7,724.06$24.91$6,769.40$7,570.20$946.28$6,623.92$971.19
42Oct 2, 2028$979.57$6,769.40$21.83$5,811.66$6,623.92$946.27$5,677.65$968.10
43Nov 2, 2028$979.57$5,811.66$18.74$4,850.83$5,677.65$946.28$4,731.37$965.02
44Dec 2, 2028$979.57$4,850.83$15.64$3,886.90$4,731.37$946.27$3,785.10$961.91
45Jan 2, 2029$979.57$3,886.90$12.54$2,919.87$3,785.10$946.28$2,838.82$958.82
46Feb 2, 2029$979.57$2,919.87$9.42$1,949.72$2,838.82$946.27$1,892.55$955.69
47Mar 2, 2029$979.57$1,949.72$6.29$976.44$1,892.55$946.28$946.27$952.57
48Apr 2, 2029$979.57$976.44$3.13$0.00$946.27$946.27$0.00$949.40
Totals$48,950.94$3,529.58$45,421.36$0.00$48,950.94

Recurring journal entry — period 1

Representative entry; one entry per period follows the schedule. Use “Export journal entries” for the full set.

AccountMemoDebitCredit
Interest ExpenseInterest accretion$146.48
Finance Lease LiabilityInterest accretion$146.48
Finance Lease LiabilityLease payment$2,911.15
Cash / Accounts PayableLease payment$2,911.15
Amortization of ROU AssetROU amortization$946.28
Accumulated Amortization - Finance ROUROU amortization$946.28
In balance$4,003.91$4,003.91